C/O Lazarett Street & Mandume Ndemufayo Avenue, Windhoek, Namibia
Finance & insurance
Estimate your repayments with our calculator, then send an enquiry — we work with all major banks to find you the right deal.
Monthly payment
N$ 6,331
Total repayment
N$ 479,822
Total interest
N$ 129,822
This calculator is for estimate purposes only and does not represent a finance offer. Final approval, interest rate, deposit, term, insurance and fees are subject to bank approval.
Financing
2022 Toyota Urban Cruiser 1.5 XS Automatic
Stock #WM-MR0QTSBF · N$ 239,900
We work with all major banks
No sensitive documents needed yet — just the basics to get started.
You apply through a bank for a vehicle loan, pay a deposit (typically 10% or more), and repay the balance plus interest in monthly instalments over a fixed term — usually 12 to 84 months. Windhoek Motors works with all major Namibian banks and submits your application on your behalf.
Banks generally require a valid Namibian ID, proof of residence, your three most recent payslips, and three to six months of bank statements. Self-employed applicants usually need financial statements or proof of income. You only need the basics to start your enquiry with us.
A deposit of around 10% of the vehicle price is common, though the exact amount depends on the bank and your credit profile. A larger deposit lowers your monthly repayment and total interest.
Yes. Self-employed buyers can qualify for vehicle finance by providing proof of income such as bank statements and financial statements. We help structure your application to suit your circumstances.
Yes. We can arrange comprehensive vehicle insurance alongside your finance so your car is covered from day one. Select 'Insurance' or 'Finance & insurance' as your enquiry type.